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Business Articles

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What's So Special About Balance Transfer Cards?
Of all of the credit cards out there, one category can do more for your personal finances than any other. Lots of credit card companies are offering special incentives to get people to sign up with them. When companies do this with an offer of a balance transfer, this can be really good for your finances... read more
How to cope with the after Christmas Credit Card Crush
We all see the tips that tell us to spend wisely before Christmas, use cash and only buy what we need if it is in the budget. But when we get to the other side of Christmas, this really doesn?t help much when trying to deal with our ballooning Christmas Credit Statement.... read more
Christmas Cooking on a Budget
I love Christmas cooking ? it is the smell of the cake in the oven, the pudding on the stove and the general aroma of the tree in the air. But in Australia, people are moving away from the ultra traditional cooked meal. So catering on a budget can be difficult.... read more
Super shopping ? save money while you spend
I have said it before and I will definitely say it again. I love to shop. The thrill of a great bargain. Shopping all year for the best items for Christmas and birthdays.... read more
Managing Your Budget the Envelope Way
One easy way to manage your money is to set a budget, then organise your cash physically in to envelopes.... read more
5 Top Balance Transfer Cards in Australia
With increasing interest rates on many cards and loans, finding and using a great balance transfer credit card is a smooth financial move for any eligible Australian. These kinds of credit cards are the same as other Visas, MasterCards, and American Express products, but also allow a customer to transfer the balance from previous cards to the new card... read more
Credit Card Usage Rising
Credit card usage has grown everywhere and Australia is no exception. Credit card companies are constantly coming up with new features to cater to multiple demands like fulfilling household and personal expenses or maintaining business operations.... read more
Reduce your chance of having a Caesarean section by 50%
Beautiful newborn babies are quick to put a smile on everyone?s face but the statistics for normal birth in this country are nothing to smile about. Birthing women today are probably the most prepared and well informed they have ever been but still they have to cross their fingers and hope for the best when it comes to achieving normal birth.... read more
5 Things You Should Know About Copywriting
As a small business owner, you know that to stay ahead means attracting new customers, often, without a large advertising budget. Hiring a professional copywriter is certainly a cost-effective component to any marketing campaign (Yes, I am biased...), however, there may be times when you prefer to take the bull by the horns and write your own copy.... read more
Marketing Mix ? Discover How This Powerful Concept Can Be 100% Responsible for Your Success
Not many people know of the Marketing Mix, or if they have heard of it, what it really means. Some think it?s all about the specials that they run in their business, or how many newspaper adverts they put it. Actually, it?s a combination of what is also commonly known as The 4 P?s.... read more
What irritates me, as a buyer, could be a turn off to your customers too
Don't you hate it when you hear about a shop offering poor customer service. In many cases you promise yourself you will never go back there if you can help it. Oh dear, and that business just lost a customer.... read more
What Are The Most Popular Australian Credit Cards?
Credit cards in Australia tend to strike the perfect balance combining total security protection and lucrative rewards schemes. Fulfilling the financial requirements of the diverse customer base requires all manner of customisation for Australian credit cards.... read more
How to Irritate your Colleagues
Everyday you go to work and interact with the people around you. We all have habits and traits that may annoy other people, especially when they are tired or stressed.... read more
3 Reasons Why Using a Rewards Credit Card Makes Financial Sense
If you are going to be making purchases, then you might as well get as much out of your purchase as you possibly can. Today, you don't have to just spend your money and get nothing for it. You can, instead, get rewards on the back end of your spending.... read more
Fairness test for workplace agreements
On 7 May 2007 the Federal Government introduced the Fairness Test for workplace agreements. The stated aim of the test is to guarantee that protected award conditions, such as penalty rates and annual leave, are not traded off without adequate compensation.... read more
Office of Workplace Services targeted audits of food outlets
The body charged with ensuring employer compliance with the new mandatory WorkChoices industrial relations regime, the Commonwealth Office of Workplace Services (OWS), has recently launched a national targeted education and compliance program focused on restaurants, caf?s and food outlets.... read more
Capital Gains Tax - Improved Concessions for Small Business
Tax Laws Amendment (2006 Measures No 7) Bill 2006 passed through Parliament on 29 March 2007. It now awaits Royal Assent. The Bill will improve the access of small business to a number of Capital Gains Tax (CGT) concessions. These enhancements are the Government?s response to recommendations by the Board of Taxation.... read more
Independent Contractors Act 2006 comes into force
The new independent contractor laws came into effect on 1 March 2007 via the Independent Contractors Act 2006.... read more
Has your employment been or about to be terminated?
Under the amendments to the Workplace Relations Act 1996 in effect since 27 March 2006, employees employed in businesses with fewer than 101 employees are no longer eligible to claim unfair dismissal.... read more
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